No Commissions. Ever.

Fee-Only Financial Advisor in Colorado

Conflict-Free Fiduciary Financial Planning for Denver Metro & Colorado Residents

Paramount Associates is a fee-only Registered Investment Advisor (RIA) serving Colorado families and professionals. We are compensated exclusively by client fees—never by commissions, product sales, or referral arrangements. This model guarantees that every recommendation we make is genuinely in your best financial interest.

  • Zero commissions—paid only by you, never by product sales
  • Fiduciary standard—legally required to act in your best interest
  • SEC-registered RIA with full fee transparency
  • Serving the Denver metro and all of Colorado

Accredited, Certified & Community-Recognized Financial Advisors

Our credentials and community involvement reflect our commitment to excellence, education, and giving back to the communities we serve.

Member of the Association of Financial Educators (AFE)

Member of CFA Institute

Member of the Parker Chamber of Commerce

Member of The South Metro Chamber of Commerce

2024 Autism Speaks® Champion

2024 Alzheimer's Association® Grand Champion

Our Memberships & Recognitions

  • Member of the Association of Financial Educators (AFE)
  • Member of CFA Institute
  • Member of the Parker Chamber of Commerce
  • Member of The South Metro Chamber of Commerce
  • 2024 Autism Speaks® Champion
  • 2024 Alzheimer's Association® Grand Champion
The Critical Difference

Fee-Only vs. Commission-Based Advisors

Understanding the difference between compensation models is the most important decision you can make when selecting a financial advisor.

Aspect
Fee-Only (Paramount Associates)
Commission-Based Advisor
Compensation
Paid only by you (flat fee, retainer, or AUM %)
Earns commissions on products they sell you
Legal Standard
Fiduciary—legally required to act in YOUR best interest
Suitability—only required to recommend 'suitable' products
Conflicts of Interest
None—no financial incentive to favor any product
Significant—higher commission products are more profitable
Transparency
Fees fully disclosed before engagement
Commissions often hidden within product structures
Investment Recommendations
Objective—based solely on your best interest
May favor higher-commission products regardless of merit

Transparent Fee Structures

We provide full fee transparency before you engage us. Here's how our fee structures typically work.

Flat Retainer

An annual flat fee for comprehensive financial planning services. Best for clients who want planning guidance without ongoing portfolio management. Fees are agreed upon upfront.

AUM-Based Fee

A percentage of assets under management for portfolio management services. Our interests are aligned with yours—when your portfolio grows, so does our compensation.

Combined Model

A combination of a base planning retainer plus an AUM fee for investment management. Most comprehensive clients use this structure for full financial planning and portfolio management.

Colorado's Fee-Only Fiduciary Advisor

When you work with Paramount Associates, you know exactly what you are paying and exactly what you are getting—conflict-free, comprehensive financial planning from advisors who are legally required to put your interests first.

Meet Our Experienced Advisory Team

Scott Tremlett, CEO / Chief Investment Officer, CIMA®, CFP®, ChFC®

Scott Tremlett

CEO / Chief Investment Officer

CIMA®, CFP®, ChFC®
Andrew Klein, Co-Founder

Andrew Klein

Co-Founder

Adonica Ramirez, Financial Advisor / Marketing Director, AAMS®

Adonica Ramirez

Financial Advisor / Marketing Director

AAMS®
Codi Robirds, Operations Manager, AAMS®

Codi Robirds

Operations Manager

AAMS®
Common Questions

Fee-Only Financial Advisor FAQ

Experience Truly Conflict-Free Financial Advice

Schedule your complimentary consultation with Paramount Associates. No commissions. No conflicts. Just honest financial planning in your best interest.