Your Interests First. Always.

Fiduciary Financial Advisor in Denver & Colorado

Legally Required to Put Your Best Interest First—No Exceptions

Paramount Associates is a fiduciary Registered Investment Advisor (RIA) serving Colorado residents. As fiduciaries, we are legally required to act in your best interest in every recommendation we make—not just some of the time, not when it's convenient, but always. This legal obligation is the foundation of everything we do.

  • Legally required fiduciary duty to every client
  • Fee-only—no commissions, no product incentives
  • SEC-registered RIA serving Denver metro & Colorado
  • Complete fee and conflict-of-interest transparency

Accredited, Certified & Community-Recognized Financial Advisors

Our credentials and community involvement reflect our commitment to excellence, education, and giving back to the communities we serve.

Member of the Association of Financial Educators (AFE)

Member of CFA Institute

Member of the Parker Chamber of Commerce

Member of The South Metro Chamber of Commerce

2024 Autism Speaks® Champion

2024 Alzheimer's Association® Grand Champion

Our Memberships & Recognitions

  • Member of the Association of Financial Educators (AFE)
  • Member of CFA Institute
  • Member of the Parker Chamber of Commerce
  • Member of The South Metro Chamber of Commerce
  • 2024 Autism Speaks® Champion
  • 2024 Alzheimer's Association® Grand Champion
The Fiduciary Standard

What the Fiduciary Standard Means for You

The fiduciary standard is the highest legal and ethical standard in financial services. Here's what it means in practice when you work with Paramount Associates.

Legal Obligation to You

A fiduciary is legally required to place your interests above their own at all times. This isn't a marketing claim—it's a legally enforceable standard that creates real accountability.

Conflict-Free Recommendations

Fiduciary advisors must disclose and manage conflicts of interest. At Paramount Associates, our fee-only model eliminates most conflicts at the source.

Full Disclosure

Fiduciaries must provide full disclosure of fees, compensation, and any potential conflicts. Our ADV Part 2 filing provides complete transparency about how we operate.

Informed Consent

Fiduciaries must ensure clients understand the advice being given and its implications. We educate clients so they can make confident, informed financial decisions.

Warning Signs Your Advisor May Not Be a Fiduciary

Not all financial professionals are fiduciaries, and not all disclose this clearly. Here are warning signs that your current or prospective advisor may not be acting in your best interest.

They avoid answering directly whether they're a fiduciary at all times
They earn commissions or referral fees from products they recommend
They recommend expensive actively managed funds when low-cost alternatives exist
They push annuities, life insurance, or other complex products heavily
They are reluctant to show you total cost of ownership of your investments
They work for a bank, brokerage, or insurance company (broker-dealers)
They don't provide a written engagement agreement spelling out fees

How to Verify Fiduciary Status

1

Ask the Direct Question

Ask: 'Are you a fiduciary for all services you provide me, at all times?' A true fiduciary will answer 'yes' without qualification.

2

Review Their Form ADV

All RIAs file Form ADV with the SEC, which discloses how they are compensated and any conflicts of interest. Review it at adviserinfo.sec.gov.

3

Check Their Registration

SEC-registered RIAs managing $100M+ and state-registered RIAs managing less are fiduciaries. Broker-dealer representatives are not.

4

Confirm Fee-Only Compensation

Fee-only advisors receive no commissions, ensuring their fiduciary obligation is not undermined by compensation conflicts.

Schedule a Consultation

Denver's Fiduciary Financial Advisors

Paramount Associates holds itself to the fiduciary standard in every engagement. When you work with us, you have our legal obligation—not just our promise—to always act in your best financial interest.

Meet Our Experienced Advisory Team

Scott Tremlett, CEO / Chief Investment Officer, CIMA®, CFP®, ChFC®

Scott Tremlett

CEO / Chief Investment Officer

CIMA®, CFP®, ChFC®
Andrew Klein, Co-Founder

Andrew Klein

Co-Founder

Adonica Ramirez, Financial Advisor / Marketing Director, AAMS®

Adonica Ramirez

Financial Advisor / Marketing Director

AAMS®
Codi Robirds, Operations Manager, AAMS®

Codi Robirds

Operations Manager

AAMS®
Common Questions

Fiduciary Financial Advisor FAQ

Work With a True Fiduciary Financial Advisor

Schedule your complimentary consultation with Paramount Associates. Experience the difference of working with an advisor who is legally required to put your interests first.